A bank account doesn't have to be fancy, but it doesn't hurt. We want it to work so seamlessly you don't even think about it, until you see the money accumulating in your virtual Money Jar. That's the design intent behind Square One.
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Every time you use your Legacy Bank debit card, we drop cash back in your Money Jar. The bigger the purchase, the bigger the drop.
Let's say you use your card for 40 purchases of $25 or more (gas, eating out, etc.), another 20 purchases between $10 and $24.99, plus three trips to the grocery store and shopping for new clothes adding up to more than $100. That's $15 in your Money Jar.
10¢
25¢
$1.00
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You might be thinking, 'Okay, but what does NSF mean?' Or, maybe you're all too familiar. In the banking world, we love our acronyms.
NSF is short for non-sufficient funds.
Basically, an NSF fee is what a bank charges you when there's not enough money in your account to cover a transaction. Think: bounced checks or overdrawing.
And those fees can be upwards of $40 each — yikes — with the average around $25.
Well, at Legacy Bank, our NSF fee is officially $0.00 as of July 2022. That's right.
Let's say it's the end of the month, and your account is running low. Like, really low. And then the ol' car battery calls it quits. Our Overdraft Privilege makes a 'little extra' available to you — so you can go ahead and use your Legacy debit card to replace the battery. We've got you covered. Zero strings or fees attached.
Start saving without overthinking it. No minimum to open, low minimum to earn, and your money stays right here in Oklahoma.
→ Visit our Rates page for the most current yields.
A special account for kids age 17 and below. Help the next generation start saving, with rates that actually mean something.
$0.00 – $5,000.00
$5,000.01 – $10,000.00
$10,000.01 and Up
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